Dana Miranda is a Certified Educator in Personal Finance, creator of the Healthy Rich newsletter and author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money ...

This article is published by AllBusiness.com, a partner of TIME. Starting a business is an exciting yet challenging endeavor that requires careful planning and clear direction. Whether you are opening ...

Ask Chris Kowal why he and his family wanted to come to this country, and his answer is similar to that of other immigrants, then and now. “For a better life,” said Kowal, owner and operations manager ...