Paying off a loan does not end with your last EMI. There are a few crucial steps to ensure it is officially closed in the bank’s records. Here are the five most important documents you must collect after full repayment. 1️⃣ No Dues Certificate (NDC): This is an official confirmation from the lender that you have completely repaid the loan and no amount is pending. Make sure it is printed on the bank’s letterhead with a signature and stamp. 2️⃣ Original Loan Agreement: This contract contains all
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Many people wonder what to do with unused credit cards. While closing may look like the easy choice, it can hurt your credit score by reducing your credit limit, shortening your credit history, and weakening your credit mix. Here’s the smarter way to think about it: When Closing Makes Sense: The card has high annual fees and doesn’t give enough value. Too many cards are tempting you to overspend. You’re worried about security risks on an idle card. If none of these apply, keeping the card open i
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Glitzi Bitz have announced the closure of their Limerick City store. Owner Sharon Conway talks to Live95 about the reason for the closure. #Limerick #Localnews #businessclosure #localeconomy #smallbusiness #Ireland | Live 95
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Hawker stalls face swift closure and naming. A big theme park got a kitchen closure, silence, and invisibility. Who enforces public health equally? #FMTNews #FacebookWatch | Free Malaysia Today
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