Extra returns on FD 💸 📍You can optimize your returns on FD using FD laddering 📍When you expect the FD rates to change in the near term, instead of doing one FD over a long duration; you can consider doing a series of FDs over a period of time 📍This is known as FD laddering 📍So you simply divide your investment in FDs and spread them over multiple smaller FDs with different maturity periods 📍This helps you earn better returns in rising interest rate environment and also helps better manage
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